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Protection Plans

Vehicle Service Contract


Coverage Level Coverage Description
Powertrain Engine, Transmission, Drive Axle
Fixer Engine, Transmission, Drive Axle, Steering, Suspension, Brakes, Electrical Systems, A/C
Fixer Plus Engine, Transmission, Drive Axle, Steering, Suspension, Brakes, Electrical Systems, A/C, CV Boots and Joints, Power Windows and Seats
Platinum Engine, Transmission, Drive Axle, Steering, Suspension, Brakes, Electrical Systems, A/C, CV Boots and Joints, Power Windows and Seats, High Tech Components and Audio, Full Wear-Excluded Coverage

Service Agreement Benefits2

  • Deductible options of $0, $50, $100, $250, & $500 per visit.
  • Rental car reimbursement up to $35 per day for up to 7 days while your vehicle is repaired.2
  • Towing reimbursement up to $100 per incident for a covered mechanical repair.
  • 24-hour roadside assistance with enhanced roadside benefits:3
    • Battery Service Assistance
    • Flat Tire Assistance
    • Fuel, Oil, Fluid, and Waste Delivery Assistance
    • Lock Out Assistance
  • Transferrable for a $40 fee if you sell your covered vehicle to a private party.
  • Cancellable at any time; after 30 days, subject to a $75 fee.4

*1Coverage runs concurrently with any applicable manufacturer’s warranties. 2 Benefits limited to the U.S. and Canada. 3 Due to a covered mechanical breakdown. 4 Please consult your agreement for complete details, customer responsibility and cancellation rules.

GAP Plan


GAP (Guranteed Asset Protection) covers the difference between an insurance settlement and the amount still owed on your automobile loan.

GAP protects you in the event of a total loss or an unrecoverable theft of your vehicle.

  • GAP benefit covers up to $50,000
  • Available on both new and used vehicles
  • Affordable protection for the life of the original loan contract
  • May cover your primary insurance deductible up to $1,000 (where permitted)
  • Coverage is provided by a top rated insurance carrier
  • 100% refund if canceled within 30 days of purchase (when no GAP benefit has been provided)

Pre-Paid Maintenance Plan


Maintenance

Available at Multiple Interval Options

  • Lube, Oil & Filter Change
  • Tire Rotation
  • Wheel Balance
  • Fifteen-Point Inspection*

Maintenance Plus

In addition to Maintenance plans listed above, the following services will also be covered the Maintenance Plus Plan:

  • Engine Air Filter Replacement every 15,000 miles
  • Cabin Filter Replacement every 15,000 miles
  • Wiper Blade Replacement (including 3rd blade, if applicable) every 15,000 miles
  • Front End Alignment every 30,000 miles
  • Rental Car Allowance: You will be reimbursed up to $35 per day for a maximum of 5 days for same day rental when your vehicle is accepted for a manufacturer’s covered repair

*The Fifteen-Point Inspection includes: inspect operation of a/c system, horn, wiper blades, brake lights, emergency brake, taillights, turn signals and headlights; inspect condition of visible belts, exhaust system, air filter, hoses and tires; check and correct tire pressure and top off fluid levels.

Tire & Wheel Protection Plan


Tire Coverage

The Tire Coverage covers the repair or, if unrepairable, the replacement of tires damaged by road hazards. Coverage includes the following as applicable: mounting, balancing, wheel weights, valve stems, patches/patch plugs and taxes required to complete a covered repair.

Tire & Wheel Coverage

In addition to the Tire Coverage, the Tire & Wheel Coverage covers the repair or replacement of wheels that will not seal or hold air after a tire is repaired or replaced due to a road hazard.

Tire & Wheel with Cosmetic Repair Coverage

The Tire & Wheel with Cosmetic Repair Coverage covers the tires, wheels, and appearance of wheels damaged by a road hazard. Coverage includes the repair of repairable abrasions, scuffs, scratches or scrapes to wheels that are caused by a road hazard.

Additional Benefits

Towing/flat tire allowance

We will reimburse you up to $100 per incident for towing assistance or flat tire replacement expenses incurred due to damage to tire(s) and/or wheel(s) from a road hazard. This allowance comprises towing service and flat tire replacement using the vehicle’s inflated spare.

Substitute transportation

We will reimburse you up to $50 per day, for a maximum of 2 days per occurrence, for expenses incurred to rent a substitute vehicle from a licensed rental car agency or for public or private commercial transportation. We will reimburse you for one day of substitute transportation expenses if it takes a Repair Facility 8 or more hours to completea Covered Repair, and 2 days if the vehicle is kept overnight to complete a covered repair.

Protection from road hazards

  • Rocks
  • Glass
  • Nails
  • Metal
  • Potholes
  • Cracks or Breaks

Paint & Fabric Protection Plan


Ceramic Exterior – Paint Sealant

Completely seals & protects paint from:

  • Bird waste
  • Tree sap
  • Insects
  • Acid rain
  • Sun exposure
  • Hard water etching
  • Industrial fallout
  • Road salt & de-icing agents
  • Weather / ultraviolet-induced cracking, peeling, or loss of gloss

Interior – Fabric, carpet, leather, and vinyl

  • Food
  • Drink
  • Vomit
  • Urine
  • Pet stains
  • Gum
  • Crayons
  • Ink
  • Dyes
  • Lipstick
  • Makeup
  • Blood
  • Baby diapers
  • Topical oils / lotions

Rip & Tear Protection

Weather-induced or ultraviolet-induced weakening resulting in fading, cracking, loose stitching, rips or tears less than 2 inches in length or diameter, or punctures less than 1/4 inch in diameter.

Additional Features Benefits

  • Substitute Transportation: Up to $35 per day for a maximum of 3 days*
  • Fully Transferable to private party if you sell the vehicle while contract is still in force which may add resale value

Wear & Tear for Leased Vehicles


Program Benefits

  • Up to $5,000 total claim benefit
  • Up to $1,000 for a single event maximum

Events may include

  • Excessive tire wear or damage
  • Damage to interior carpet or upholstery
  • Exterior scratches
  • Windshield scratches
  • Replacement of inoperative interior electronics
  • Coverage of missing parts (interior/exterior) up to $500

Program options

  • Open Term: vehicle may be turned in at any time prior to and up to 90 days after original scheduled termination date.
  • Standard Term: vehicle must be turned in within 0 days of original scheduled termination date.
  • $0 or $100 deductible

What’s Covered

  • Exterior – Dings, scratches and chips
  • Interior – Tears and stains in leather, cloth, or vinyl
  • Electronics/GPS – Replacement or repair of factory navigation, stereo, or DVD system
  • Wheels – Damage
  • Bumpers/Trim – Dents, scratches or gouges
  • Windshield/Window – Cracks, scratches or replacements
  • Lights/Lenses – Cracks or clouded lenses
  • Muffler/Tailpipe – Damage

Key Repair & Replacement


Key Repair and Replacement

Repair or replacement of vehicle key(s)/remote(s) lost, stolen, damaged, or destroyed, including any applicable programming. Coverage is limited to $800 per covered repair or replacement and one key/remote every 12 months.

Protection for your other key(s)

Up to $250 per covered repair or replacement to replace other non-programmable key(s) lost, stolen, damaged, or destroyed.

Additional Benefits

Towing and Lock-out Allowance

Towing and lock-out allowance is available to you in the United States, its territories and possessions and Canada if the vehicle becomes inoperable or you are locked out of your vehicle, due to vehile key(s)/remote(s) being lost, stolen, damaged, or destroyed, or locked inside of your vehicle (regardless of whether it results in a covered repair or replacement). This allowance includes reimbursement for expenses incurred to have your vehicle towed to a repair facility and/or to obtain assistance to unlock your vehicle. We will reimburse you up to $100 per occurence for towing and/or lock out expenses you incur.

Substitute Transportation

We will reimburse you up to $50 per day, for a maximum of 2 days per occurrence, for expenses incurred to rent a substitute vehicle from a licensed rental car agency or for public or private commercial transportation if you have covered repair or replacement and are not able to repair or replace your vehicle key(s)/remote(s) and drive the vehicle on the same day as the vehicle key(s)/remote(s) are lost, stolen, damaged, or destroyed.

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